Happiness is when my hard work pays off and I can kiss my money
Back-to-school season has arrived. In other words, the second biggest shopping season is back with a bang. Kids are happy, but the parents are worried. When I see my friends buying colorful school supplies for their kids, my heart secretly craves for them. Don’t get me wrong. I’m not craving for the kids at this …
Many students or Millennials are a huge fan of their plastics these days. For many of them, random usage of credit cards has become a habit to survive in their life. Many of you now prefer to carry a wallet full of plastics instead of cash. Though some mid-20s or early 30s are responsible and …
Should you accept credit cards gladly? Those who can use credit cards smartly, the answer is most likely ‘yes’. But what about those people who are not good at managing finances? Should they use credit cards? Although credit cards offer lots of benefits and rewards, but there are a few kinds of people who should …
Shopped without any inhibition and crossed your credit limit? Thinking what will happen next? Well, first of all, you should feel lucky since the credit card company allowed you to go over your credit limit. After the Credit Card Accountability, Responsibility and Disclosure Act came into effect, some credit card companies don’t allow consumers to …
Perhaps the biggest reason why debtors are afraid of filing bankruptcy is because of its impact on their credit score. “Bankruptcy destroys credit score” – This is what most people believe by heart. But how much truth is in this quote? Is bankruptcy really the biggest enemy of your credit score? Get your facts correct. …