2020 is finally over. The much awaited 2021 has arrived. Many people are calling 2021 as the year of hope and victory. If you have credit card debt, then this is the year to pay it off and get a victory in your financial life. It’s easy to say that you want to get a …
5 Frugal Christmas gifts you can buy within $20
Christmas is not just about buying big-ticket items. It is also about buying frugal gifts for your loved ones, as budget is a priority this year. With pandemic eating up people’s jobs and their income, you must spend a frugal Christmas this year. Trim your list of invitees and buy frugal gifts for your loved …
Popular myths about saving money every spendthrift should know
What is the most common excuse that you hear from a spendthrift? “I am bad at saving money. No matter what I do, I end up spending money. I think even money does not want to stay with me.” That is the biggest excuse that one can ever give. No one can be bad at …
Here’s how you can save a significant amount this fall
Look at the trees around your house. Leaves have already started changing. Fall is on the way. It’s time to buy pumpkin spice, collect colorful leaves, and get lost in the beauty of nature. But are these the only activities that you should be doing this fall? I do not think so. Fall is a …
3 Personal finance lessons I learned from the pandemic
In the initial days of social isolation, I was quite happy to stay at home. Pandemic allowed me to stay at home after more than a decade. I could devote some time to self-care and self-analysis. I am working for the last ten years and have saved money in my emergency fund. So, I was …